Fast Approvals
Quick approvals — some approvals the same day.
Fast Funding for Your Small Business. No Credit Score Needed.
Funding based on your business sales — not your credit score or tax returns. Quick approvals, low rates compared to other lenders, and cash deposited to your account to use as needed.
About Four Funding Group
Funding Built for Small Business Owners, Not Bank Paperwork
Four Funding Group specializes in getting funding to small business clients quickly. After more than 25 years in the banking industry, I saw first-hand how banks make small business owners jump through hoops to apply for funding — and then deny them anyway.
The structure here is different. Funding is based on the sales from your business, not your credit score or tax returns. We also lend to businesses that may have been turned down because their tax returns didn't show enough income, they haven't been in business long enough, or they simply weren't a good fit for bank lending products.
With 25+ years of banking knowledge behind every conversation, you get guidance from someone who understands how lending really works — and how to make it work for your business.
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Years in the Banking Industry
Decades of banking knowledge, now working for small business owners — not against them.
Funding based on sales
Not your credit score or tax returns.
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25+ Years in Banking
Decades of banking industry experience applied to helping small business owners get funded.
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No Credit Score Needed
Funding is based on your business sales — not your credit score or tax returns.
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Quick Turnaround
Quick approvals, with some approvals the same day, and cash deposited to your account.
Our Services
Funding that moves at the speed of your business.
Small business funding with custom pricing based on your business sales, quick approvals — some the same day — cash deposited to your account to use as needed, and a payment schedule built around your business needs.
Sales-Based Funding
Funding based on your business sales, not your credit score.
Cash Deposited to Your Account
Funds deposited directly, to use as your business needs.
Explore All Services
Everything we offer.
Select a service to read what's involved, then apply right from there.
Why Four Funding Group
“Banks make small business owners jump through hoops and then deny them anyway. We built something different.”
With over 25 years in the banking industry, Four Funding Group understands exactly why small businesses get turned down — and how to fund them anyway. Funding based on your sales, quick approvals, and a payment schedule built around your business.
FAQ
Common questions, straight answers.
Do I need a good credit score to qualify?
No. Funding is based on the sales from your business — not your credit score or tax returns.
How fast can I get approved?
Approvals are quick, and some approvals happen the same day. Once approved, cash is deposited directly to your account.
A bank already turned me down. Can I still get funded?
Yes. We lend to businesses that were turned down because their tax returns didn't show enough income, they haven't been in business long enough, or they simply weren't a good fit for bank lending products.
How much does it cost?
Pricing is custom and based on your business sales, with low rates compared to other lenders. Get in touch to see what your business qualifies for.
How do payments work?
Your payment schedule is based on your business needs, so repayment works with the way your business actually earns.
What can I use the funds for?
Cash is deposited to your account to use as needed — inventory, equipment, payroll, expansion, or whatever your business needs most.
Ready to Get Your Business Funded?
Quick approvals, no credit score needed, and cash deposited to your account. Find out what your business qualifies for today.
Contact
Let's fund your business.
Tell us a little about your business and what you need, and Lori will follow up personally.
No Credit Score NeededFunding Based on Your SalesQuick Approvals — Some Same DayCash Deposited to Your AccountCustom Pricing Based on Your SalesPayment Schedules Built Around Your Business25+ Years in BankingWe Fund Businesses Banks Turned Down